CSV To Array Demo

Given a sample CSV file,

loan_purpose,loan_type,app_started,loan_amount,individual_joint,disains,credit_ins,fname,mname,lname,ssn,account,dob,email,home_ph,work,cell,years_residence,address,city,state,zip,employer,monthly_income,emp_status,jobtitle,emp_started_on,income_other,inco_borrower_other_src,own_rent,monthly_housing,ref_fname,ref_lname,ref_addr,ref_city,ref_state,ref_zip,ref_phone,ref_relation,co_borrower_fname,co_borrower_mname,co_borrower_lname,co_borrower_ssn,co_borrower_account,co_borrower_dob,co_borrower_email,co_borrower_home_ph,co_borrower_work,co_borrower_cell,co_borrower_years_residence,co_borrower_address,co_borrower_city,co_borrower_state,co_borrower_zip,co_borrower_employer,co_borrower_monthly_income,co_borrower_emp_status,co_borrower_jotitle,co_borrower_emp_started_on,co_borrower_income_other,co_borrower_inco_borrower_other_src,co_borrower_own_rent,co_borrower_monthly_housing,co_borrower_ref_fname,co_borrower_ref_lname,co_borrower_ref_addr,co_borrower_ref_city,co_borrower_ref_state,co_borrower_ref_zip,co_borrower_ref_phone,co_borrower_ref_relation
"back rent",LG,05/31/2019,93204,1,SCD,SCL,Darth1,N,Williams1,934-65-8244,,05/31/1964,ubqmgr1@jelzfyvindp.com,742-166-9837,896-318-4211,568-745-4491,4,"18297 Noname Road","Some Town",MA,27532,Target,2082,2,Refinisher,05/31/2017,139,"Organ Sales",1,3362,Darth1,Smith1,"40280 Harms Way","Good Intent",TX,06943,141-841-4118,6,Susan1,T,Jones1,987-31-6949,,05/31/1976,xcuisltyhj1@ncfbxkjp.com,858-143-8972,584-464-8945,273-982-4787,6,"02557 Laughter Lane",Nothing,WY,93747,Chevron,1553,1,Fixer,05/31/2008,170,"Hobby Trading",2,2165,John1,Johnson1,"87783 Third Street","Some Town",TX,37269,844-685-7513,4
"Lotto Ticket Investment",OC,05/31/2019,97828,3,SCD,JCL,John2,C,Skywalker2,277-77-7639,,05/31/1964,dxfrenivawo2@zyxfauqwc.com,581-552-5934,673-258-5512,195-135-2518,6,"62092 Andunder","San Francisco",MS,56886,"Assad's Camel Rehumping",3146,5,"Visionary Development",05/31/2017,500,Tips,1,3158,Howard2,Jones2,"09763 Goa Way","Dog Town",ND,98168,192-841-6354,5,Robert2,G,Addams2,215-51-4271,,05/31/1986,unaigvwfyq2@ivfgaozyher.com,594-557-1164,411-196-4357,395-399-6414,9,"25987 Andover",Peculiar,WA,73156,"Pizza Hut",724,1,CEO,05/31/2006,182,"Shares Interest",3,2412,Susan2,Smith2,"68043 78th",Toast,LA,54923,232-851-5371,6
Remodel,UT,05/31/2019,431084,1,,JCL,Mary3,R,Smith3,112-67-8991,,05/31/1972,drzcwegpyjk3@ctlqeupar.com,556-752-4112,558-422-4291,466-368-9533,1,"99774 Andover",Hazardville,NC,55405,Hilton,4218,1,"Listener of the Universe",05/31/2006,116,"Child Support",3,1068,Howard3,Smith3,"31902 Second Street","Some Town",AZ,85753,111-355-9448,6,Leia3,Q,Williams3,657-19-1168,,05/31/1986,eagyhrfb3@ayrshfdjxlqio.com,678-963-9956,874-771-6879,183-546-3385,4,"20793 Second Street",Anywhere,KS,75147,Wal-Mart,1950,6,"Clock Watcher",05/31/2015,477,"Yard Sale",2,1257,Joe3,Johnson3,"01455 Oddville Avenue",Desperation,CT,30628,211-793-8696,5
"Open Ice Cream Shop",UT,05/31/2019,82291,3,no_CD,JCL,Mary4,E,Addams4,321-95-7285,,05/31/1986,dopuflrzxb4@hswolcvndjfey.com,427-924-5668,297-997-3553,338-397-2193,8,"55984 Hard to Find Drive",Gogogogo,NE,06296,"Assad's Camel Rehumping",4362,2,Refinisher,05/31/2012,276,Tips,2,2339,Howard4,Smith4,"81757 78th",Seattle,RI,62293,766-392-8494,4,Robert4,Q,Skywalker4,331-39-9371,,05/31/1958,xezrbasyqn4@ajsthfpmz.com,432-162-5344,124-774-7447,829-673-6212,3,"54624 Third Street",Nameless,HI,24531,Starbucks,2573,1,Worker,05/31/2014,238,"Newspaper Delivery",1,1453,Leia4,Jones4,"38766 Third Street","New York",UT,69162,582-213-1941,4
"New Car",RV,05/31/2019,235374,3,no_CD,SCL,Robert5,T,McDonald5,816-61-2612,,05/31/1965,yftjbedsgn5@stdnixkhw.com,467-996-9923,731-426-2262,774-749-8479,9,"66190 That Street",Accident,ID,05060,Target,2337,1,Peon,05/31/2009,116,"Selling Stuff",3,1685,Jean5,Johnson5,"62442 First Street","Good Intent",OK,72246,414-743-1213,6,Susan5,H,Williams5,449-69-7976,,05/31/1976,ankjge5@ktfcdijzwrsx.com,515-458-5413,955-481-7137,779-128-9885,6,"38084 Andunder",Miami,MA,99270,Nordstrom's,2426,2,Busboy,05/31/2005,532,"Selling Stuff",1,2955,Susan5,McDonald5,"71080 Oddville Avenue",Embarrassment,CT,80839,327-579-4484,3
Remodel,SS,05/31/2019,231221,3,no_CD,JCL,Mary6,N,Jones6,454-21-1475,,05/31/1973,kzldcwhvgjp6@iyuwvarncq.com,712-134-6558,214-965-8953,814-254-5182,2,"90008 212th",Imalone,TN,51758,"Assad's Camel Rehumping",3003,5,Servant,05/31/2010,573,"Hobby Trading",3,1432,Howard6,Jones6,"02835 Main Street","San Francisco",OK,80909,964-838-2628,2,Darth6,R,Smith6,941-58-4921,,05/31/1973,xmvrab6@cltveowd.com,468-253-4756,116-495-2452,445-331-6849,2,"52697 Third Street","Good Intent",MO,36425,Outback,4138,5,Legend,05/31/2016,205,"Selling Stuff",3,2821,Joe6,Skywalker6,"97550 78th","Dog Town",MS,39045,419-729-7414,2
"Lotto Ticket Investment",HE,05/31/2019,493531,3,no_CD,,Joe7,C,Smith7,585-27-2849,,05/31/1987,vtrae7@xudzhmqgfe.com,672-158-1126,369-484-4392,854-386-2254,5,"58578 Boring Road",Accident,SD,17458,AutoZone,3544,5,Servant,05/31/2012,180,"Car Washing",2,2643,Susan7,McDonald7,"49612 Crooks Road",Miami,GA,96075,367-726-9487,2,Howard7,M,Williams7,625-74-6268,,05/31/1955,clgizqrj7@bhvwunmgpj.com,111-853-3499,994-223-4739,826-831-7858,4,"43998 That Street",Anytown,SD,40841,Starbucks,3861,6,Dishwasher,05/31/2008,310,"Car Washing",2,1945,Mary7,Skywalker7,"28572 Third Street","San Francisco",RI,67070,364-167-3732,3
"Open Ice Cream Shop",UL,05/31/2019,239846,3,no_CD,no_CL,Mary8,S,Johnson8,156-59-7143,,05/31/1959,isgyklo8@wkxyhrnbl.com,165-468-8922,968-131-4193,521-815-9765,8,"86832 Toe Jam Hill","Some Town",AZ,82296,Target,1478,6,"Head Mopper Upper",05/31/2008,589,"Organ Sales",2,1900,Joe8,Addams8,"58476 Third Street",Accident,ND,39015,229-146-8273,5,Robert8,Y,Addams8,647-71-3281,,05/31/1954,xheitbykq8@qkapgcjtilxnr.com,844-786-4984,748-213-2219,493-855-6343,6,"41788 This Street",Nothing,MA,96939,Albertson's,3188,1,Dishwasher,05/31/2014,445,"Hobby Trading",1,3294,Darth8,Smith8,"66200 Main Street",Anytown,CA,21436,552-575-1794,3
"Because I Can",OD,05/31/2019,16451,1,SCD,SCL,Susan9,R,Addams9,773-22-1724,,05/31/1979,ipjlocybqg9@crvbtfe.com,283-966-8865,178-213-8348,185-848-9597,9,"51057 Noname Road",Nowhere,SD,50465,"Ace Hardware",4952,5,Cook,05/31/2013,413,"Hobby Trading",1,834,Leia9,McDonald9,"89472 Goa Way",Somewhere,WY,90742,944-392-9724,6,Mary9,D,Skywalker9,336-87-9241,,05/31/1958,lxenygjbp9@tvapfsqgz.com,227-862-6547,418-846-6157,268-384-8658,6,"62482 Andunder","New York",KY,63907,Mobil,2850,6,"Listener of the Universe",05/31/2010,486,Panhandling,1,2209,Mary9,Jones9,"04550 Third Street",Anytown,KS,04783,635-581-5496,5
"Fur Coat",SC,05/31/2019,161729,3,no_CD,no_CL,John10,M,Johnson10,569-45-2251,,05/31/1978,estub10@vbsnzraux.com,885-574-3336,994-939-9757,758-162-1133,6,"43295 This Street","Dog Town",NC,10023,"Ace Hardware",3865,2,Maid,05/31/2012,53,"Yard Work",2,2697,Leia10,Williams10,"41507 This Street",Somewhere,MN,29867,992-776-4361,4,Howard10,P,Addams10,676-85-7996,,05/31/1980,mpaysbjh10@jnsqtguzmbl.com,473-582-1554,817-944-2175,319-847-6831,1,"33968 That Street",Miami,SD,41708,Starbucks,3860,5,Waiter,05/31/2005,424,"Shares Interest",2,839,Jean10,Skywalker10,"81191 That Street","New York",WI,01148,839-496-7929,6
"Pay off spouse",SS,05/31/2019,206336,3,,JCL,Mary11,D,Smith11,992-59-1223,,05/31/1961,lhvqy11@wxygjeaoc.com,562-649-6428,172-799-7624,127-992-1592,6,"20720 78th",Mystic,FL,50320,Nordstrom's,4276,5,Maid,05/31/2005,551,"Shares Interest",1,1684,Jean11,McDonald11,"33264 Harms Way","New York",WY,86377,949-958-5385,2,Howard11,E,Addams11,492-13-8656,,05/31/1962,eubjwyax11@ucjadkpwg.com,912-898-7753,254-219-4819,852-827-2127,7,"58962 Noname Road",Peculiar,VA,87526,Target,806,5,"Project Manager",05/31/2017,294,"Car Washing",3,3465,Robert11,McDonald11,"07183 Boring Road",Embarrassment,VT,96506,412-461-4351,4
"Pay off spouse",UT,05/31/2019,464368,3,no_CD,,Susan12,B,Addams12,682-76-5176,,05/31/1961,sqawyh12@zotedpbj.com,233-939-1251,843-351-2272,683-565-4884,7,"86359 Laughter Lane","Some Town",KS,04160,Wal-Mart,4081,1,Waiter,05/31/2006,327,"Yard Sale",2,893,Joe12,Jones12,"42052 Noname Road",Imalone,WI,15856,837-966-5899,4,Darth12,V,Johnson12,923-28-9534,,05/31/1972,qmdkzuoe12@rkjhbvtfmu.com,721-588-1357,831-948-2532,223-345-4557,4,"93416 Second Street","San Francisco",FL,16550,Outback,3659,1,Engineer,05/31/2017,149,"Child Support",1,3446,Howard12,Williams12,"96170 Goa Way",Somewhere,GA,68205,285-869-5829,1
"Fur Coat",UT,05/31/2019,40146,1,no_CD,SCL,Susan13,N,Smith13,545-68-3333,,05/31/1969,aeioxtuk13@uhmzpeli.com,782-649-4362,195-927-3945,456-289-8293,6,"24403 First Street",Somewhere,RI,32320,Target,4479,1,"Clock Watcher",05/31/2015,531,"Shares Interest",2,2258,Robert13,Skywalker13,"05635 Second Street",Mystic,KY,36399,536-591-6517,2,Darth13,O,Jones13,494-57-8738,,05/31/1974,vpazbt13@nywghsjd.com,687-783-6611,788-728-8666,658-376-1357,5,"60532 Booger Hollow Road",Seattle,MO,81836,Bi-Mart,3975,1,"Visionary Development",05/31/2017,41,Tips,2,2924,Robert13,Williams13,"47017 This Street",Imalone,CO,58474,442-714-7754,4
House,HE,05/31/2019,314509,1,SCD,,Darth14,A,McDonald14,592-61-1325,,05/31/1959,gomplza14@oucdrmqnbjv.com,868-767-1768,777-697-7743,675-385-5632,1,"51769 That Street","San Diego",MA,74085,Wendy's,2196,5,Fixer,05/31/2018,170,"Newspaper Delivery",3,3193,Howard14,Smith14,"02143 Noname Road",Desperation,WY,15045,645-337-7789,5,John14,E,Williams14,822-73-9294,,05/31/1966,zfeiyabsrtq14@ayuomnq.com,453-551-7844,245-588-5645,175-686-7618,9,"70969 Main Street",Desperation,NE,27030,Nordstrom's,1627,5,Minion,05/31/2008,195,"Yard Work",3,1034,Mary14,McDonald14,"69490 Harms Way",Toast,HI,13878,194-341-8891,1

We parse it into an associative array like so.

Array
(
    [errors] => Array
        (
        )

    [data] => Array
        (
            [0] => Array
                (
                    [loan_purpose] => back rent
                    [loan_type] => LG
                    [app_started] => 05/31/2019
                    [loan_amount] => 93204
                    [individual_joint] => 1
                    [disains] => SCD
                    [credit_ins] => SCL
                    [fname] => Darth1
                    [mname] => N
                    [lname] => Williams1
                    [ssn] => 934-65-8244
                    [account] => 
                    [dob] => 05/31/1964
                    [email] => ubqmgr1@jelzfyvindp.com
                    [home_ph] => 742-166-9837
                    [work] => 896-318-4211
                    [cell] => 568-745-4491
                    [years_residence] => 4
                    [address] => 18297 Noname Road
                    [city] => Some Town
                    [state] => MA
                    [zip] => 27532
                    [employer] => Target
                    [monthly_income] => 2082
                    [emp_status] => 2
                    [jobtitle] => Refinisher
                    [emp_started_on] => 05/31/2017
                    [income_other] => 139
                    [inco_borrower_other_src] => Organ Sales
                    [own_rent] => 1
                    [monthly_housing] => 3362
                    [ref_fname] => Darth1
                    [ref_lname] => Smith1
                    [ref_addr] => 40280 Harms Way
                    [ref_city] => Good Intent
                    [ref_state] => TX
                    [ref_zip] => 06943
                    [ref_phone] => 141-841-4118
                    [ref_relation] => 6
                    [co_borrower_fname] => Susan1
                    [co_borrower_mname] => T
                    [co_borrower_lname] => Jones1
                    [co_borrower_ssn] => 987-31-6949
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1976
                    [co_borrower_email] => xcuisltyhj1@ncfbxkjp.com
                    [co_borrower_home_ph] => 858-143-8972
                    [co_borrower_work] => 584-464-8945
                    [co_borrower_cell] => 273-982-4787
                    [co_borrower_years_residence] => 6
                    [co_borrower_address] => 02557 Laughter Lane
                    [co_borrower_city] => Nothing
                    [co_borrower_state] => WY
                    [co_borrower_zip] => 93747
                    [co_borrower_employer] => Chevron
                    [co_borrower_monthly_income] => 1553
                    [co_borrower_emp_status] => 1
                    [co_borrower_jotitle] => Fixer
                    [co_borrower_emp_started_on] => 05/31/2008
                    [co_borrower_income_other] => 170
                    [co_borrower_inco_borrower_other_src] => Hobby Trading
                    [co_borrower_own_rent] => 2
                    [co_borrower_monthly_housing] => 2165
                    [co_borrower_ref_fname] => John1
                    [co_borrower_ref_lname] => Johnson1
                    [co_borrower_ref_addr] => 87783 Third Street
                    [co_borrower_ref_city] => Some Town
                    [co_borrower_ref_state] => TX
                    [co_borrower_ref_zip] => 37269
                    [co_borrower_ref_phone] => 844-685-7513
                    [co_borrower_ref_relation] => 4
                )

            [1] => Array
                (
                    [loan_purpose] => Lotto Ticket Investment
                    [loan_type] => OC
                    [app_started] => 05/31/2019
                    [loan_amount] => 97828
                    [individual_joint] => 3
                    [disains] => SCD
                    [credit_ins] => JCL
                    [fname] => John2
                    [mname] => C
                    [lname] => Skywalker2
                    [ssn] => 277-77-7639
                    [account] => 
                    [dob] => 05/31/1964
                    [email] => dxfrenivawo2@zyxfauqwc.com
                    [home_ph] => 581-552-5934
                    [work] => 673-258-5512
                    [cell] => 195-135-2518
                    [years_residence] => 6
                    [address] => 62092 Andunder
                    [city] => San Francisco
                    [state] => MS
                    [zip] => 56886
                    [employer] => Assad's Camel Rehumping
                    [monthly_income] => 3146
                    [emp_status] => 5
                    [jobtitle] => Visionary Development
                    [emp_started_on] => 05/31/2017
                    [income_other] => 500
                    [inco_borrower_other_src] => Tips
                    [own_rent] => 1
                    [monthly_housing] => 3158
                    [ref_fname] => Howard2
                    [ref_lname] => Jones2
                    [ref_addr] => 09763 Goa Way
                    [ref_city] => Dog Town
                    [ref_state] => ND
                    [ref_zip] => 98168
                    [ref_phone] => 192-841-6354
                    [ref_relation] => 5
                    [co_borrower_fname] => Robert2
                    [co_borrower_mname] => G
                    [co_borrower_lname] => Addams2
                    [co_borrower_ssn] => 215-51-4271
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1986
                    [co_borrower_email] => unaigvwfyq2@ivfgaozyher.com
                    [co_borrower_home_ph] => 594-557-1164
                    [co_borrower_work] => 411-196-4357
                    [co_borrower_cell] => 395-399-6414
                    [co_borrower_years_residence] => 9
                    [co_borrower_address] => 25987 Andover
                    [co_borrower_city] => Peculiar
                    [co_borrower_state] => WA
                    [co_borrower_zip] => 73156
                    [co_borrower_employer] => Pizza Hut
                    [co_borrower_monthly_income] => 724
                    [co_borrower_emp_status] => 1
                    [co_borrower_jotitle] => CEO
                    [co_borrower_emp_started_on] => 05/31/2006
                    [co_borrower_income_other] => 182
                    [co_borrower_inco_borrower_other_src] => Shares Interest
                    [co_borrower_own_rent] => 3
                    [co_borrower_monthly_housing] => 2412
                    [co_borrower_ref_fname] => Susan2
                    [co_borrower_ref_lname] => Smith2
                    [co_borrower_ref_addr] => 68043 78th
                    [co_borrower_ref_city] => Toast
                    [co_borrower_ref_state] => LA
                    [co_borrower_ref_zip] => 54923
                    [co_borrower_ref_phone] => 232-851-5371
                    [co_borrower_ref_relation] => 6
                )

            [2] => Array
                (
                    [loan_purpose] => Remodel
                    [loan_type] => UT
                    [app_started] => 05/31/2019
                    [loan_amount] => 431084
                    [individual_joint] => 1
                    [disains] => 
                    [credit_ins] => JCL
                    [fname] => Mary3
                    [mname] => R
                    [lname] => Smith3
                    [ssn] => 112-67-8991
                    [account] => 
                    [dob] => 05/31/1972
                    [email] => drzcwegpyjk3@ctlqeupar.com
                    [home_ph] => 556-752-4112
                    [work] => 558-422-4291
                    [cell] => 466-368-9533
                    [years_residence] => 1
                    [address] => 99774 Andover
                    [city] => Hazardville
                    [state] => NC
                    [zip] => 55405
                    [employer] => Hilton
                    [monthly_income] => 4218
                    [emp_status] => 1
                    [jobtitle] => Listener of the Universe
                    [emp_started_on] => 05/31/2006
                    [income_other] => 116
                    [inco_borrower_other_src] => Child Support
                    [own_rent] => 3
                    [monthly_housing] => 1068
                    [ref_fname] => Howard3
                    [ref_lname] => Smith3
                    [ref_addr] => 31902 Second Street
                    [ref_city] => Some Town
                    [ref_state] => AZ
                    [ref_zip] => 85753
                    [ref_phone] => 111-355-9448
                    [ref_relation] => 6
                    [co_borrower_fname] => Leia3
                    [co_borrower_mname] => Q
                    [co_borrower_lname] => Williams3
                    [co_borrower_ssn] => 657-19-1168
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1986
                    [co_borrower_email] => eagyhrfb3@ayrshfdjxlqio.com
                    [co_borrower_home_ph] => 678-963-9956
                    [co_borrower_work] => 874-771-6879
                    [co_borrower_cell] => 183-546-3385
                    [co_borrower_years_residence] => 4
                    [co_borrower_address] => 20793 Second Street
                    [co_borrower_city] => Anywhere
                    [co_borrower_state] => KS
                    [co_borrower_zip] => 75147
                    [co_borrower_employer] => Wal-Mart
                    [co_borrower_monthly_income] => 1950
                    [co_borrower_emp_status] => 6
                    [co_borrower_jotitle] => Clock Watcher
                    [co_borrower_emp_started_on] => 05/31/2015
                    [co_borrower_income_other] => 477
                    [co_borrower_inco_borrower_other_src] => Yard Sale
                    [co_borrower_own_rent] => 2
                    [co_borrower_monthly_housing] => 1257
                    [co_borrower_ref_fname] => Joe3
                    [co_borrower_ref_lname] => Johnson3
                    [co_borrower_ref_addr] => 01455 Oddville Avenue
                    [co_borrower_ref_city] => Desperation
                    [co_borrower_ref_state] => CT
                    [co_borrower_ref_zip] => 30628
                    [co_borrower_ref_phone] => 211-793-8696
                    [co_borrower_ref_relation] => 5
                )

            [3] => Array
                (
                    [loan_purpose] => Open Ice Cream Shop
                    [loan_type] => UT
                    [app_started] => 05/31/2019
                    [loan_amount] => 82291
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => JCL
                    [fname] => Mary4
                    [mname] => E
                    [lname] => Addams4
                    [ssn] => 321-95-7285
                    [account] => 
                    [dob] => 05/31/1986
                    [email] => dopuflrzxb4@hswolcvndjfey.com
                    [home_ph] => 427-924-5668
                    [work] => 297-997-3553
                    [cell] => 338-397-2193
                    [years_residence] => 8
                    [address] => 55984 Hard to Find Drive
                    [city] => Gogogogo
                    [state] => NE
                    [zip] => 06296
                    [employer] => Assad's Camel Rehumping
                    [monthly_income] => 4362
                    [emp_status] => 2
                    [jobtitle] => Refinisher
                    [emp_started_on] => 05/31/2012
                    [income_other] => 276
                    [inco_borrower_other_src] => Tips
                    [own_rent] => 2
                    [monthly_housing] => 2339
                    [ref_fname] => Howard4
                    [ref_lname] => Smith4
                    [ref_addr] => 81757 78th
                    [ref_city] => Seattle
                    [ref_state] => RI
                    [ref_zip] => 62293
                    [ref_phone] => 766-392-8494
                    [ref_relation] => 4
                    [co_borrower_fname] => Robert4
                    [co_borrower_mname] => Q
                    [co_borrower_lname] => Skywalker4
                    [co_borrower_ssn] => 331-39-9371
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1958
                    [co_borrower_email] => xezrbasyqn4@ajsthfpmz.com
                    [co_borrower_home_ph] => 432-162-5344
                    [co_borrower_work] => 124-774-7447
                    [co_borrower_cell] => 829-673-6212
                    [co_borrower_years_residence] => 3
                    [co_borrower_address] => 54624 Third Street
                    [co_borrower_city] => Nameless
                    [co_borrower_state] => HI
                    [co_borrower_zip] => 24531
                    [co_borrower_employer] => Starbucks
                    [co_borrower_monthly_income] => 2573
                    [co_borrower_emp_status] => 1
                    [co_borrower_jotitle] => Worker
                    [co_borrower_emp_started_on] => 05/31/2014
                    [co_borrower_income_other] => 238
                    [co_borrower_inco_borrower_other_src] => Newspaper Delivery
                    [co_borrower_own_rent] => 1
                    [co_borrower_monthly_housing] => 1453
                    [co_borrower_ref_fname] => Leia4
                    [co_borrower_ref_lname] => Jones4
                    [co_borrower_ref_addr] => 38766 Third Street
                    [co_borrower_ref_city] => New York
                    [co_borrower_ref_state] => UT
                    [co_borrower_ref_zip] => 69162
                    [co_borrower_ref_phone] => 582-213-1941
                    [co_borrower_ref_relation] => 4
                )

            [4] => Array
                (
                    [loan_purpose] => New Car
                    [loan_type] => RV
                    [app_started] => 05/31/2019
                    [loan_amount] => 235374
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => SCL
                    [fname] => Robert5
                    [mname] => T
                    [lname] => McDonald5
                    [ssn] => 816-61-2612
                    [account] => 
                    [dob] => 05/31/1965
                    [email] => yftjbedsgn5@stdnixkhw.com
                    [home_ph] => 467-996-9923
                    [work] => 731-426-2262
                    [cell] => 774-749-8479
                    [years_residence] => 9
                    [address] => 66190 That Street
                    [city] => Accident
                    [state] => ID
                    [zip] => 05060
                    [employer] => Target
                    [monthly_income] => 2337
                    [emp_status] => 1
                    [jobtitle] => Peon
                    [emp_started_on] => 05/31/2009
                    [income_other] => 116
                    [inco_borrower_other_src] => Selling Stuff
                    [own_rent] => 3
                    [monthly_housing] => 1685
                    [ref_fname] => Jean5
                    [ref_lname] => Johnson5
                    [ref_addr] => 62442 First Street
                    [ref_city] => Good Intent
                    [ref_state] => OK
                    [ref_zip] => 72246
                    [ref_phone] => 414-743-1213
                    [ref_relation] => 6
                    [co_borrower_fname] => Susan5
                    [co_borrower_mname] => H
                    [co_borrower_lname] => Williams5
                    [co_borrower_ssn] => 449-69-7976
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1976
                    [co_borrower_email] => ankjge5@ktfcdijzwrsx.com
                    [co_borrower_home_ph] => 515-458-5413
                    [co_borrower_work] => 955-481-7137
                    [co_borrower_cell] => 779-128-9885
                    [co_borrower_years_residence] => 6
                    [co_borrower_address] => 38084 Andunder
                    [co_borrower_city] => Miami
                    [co_borrower_state] => MA
                    [co_borrower_zip] => 99270
                    [co_borrower_employer] => Nordstrom's
                    [co_borrower_monthly_income] => 2426
                    [co_borrower_emp_status] => 2
                    [co_borrower_jotitle] => Busboy
                    [co_borrower_emp_started_on] => 05/31/2005
                    [co_borrower_income_other] => 532
                    [co_borrower_inco_borrower_other_src] => Selling Stuff
                    [co_borrower_own_rent] => 1
                    [co_borrower_monthly_housing] => 2955
                    [co_borrower_ref_fname] => Susan5
                    [co_borrower_ref_lname] => McDonald5
                    [co_borrower_ref_addr] => 71080 Oddville Avenue
                    [co_borrower_ref_city] => Embarrassment
                    [co_borrower_ref_state] => CT
                    [co_borrower_ref_zip] => 80839
                    [co_borrower_ref_phone] => 327-579-4484
                    [co_borrower_ref_relation] => 3
                )

            [5] => Array
                (
                    [loan_purpose] => Remodel
                    [loan_type] => SS
                    [app_started] => 05/31/2019
                    [loan_amount] => 231221
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => JCL
                    [fname] => Mary6
                    [mname] => N
                    [lname] => Jones6
                    [ssn] => 454-21-1475
                    [account] => 
                    [dob] => 05/31/1973
                    [email] => kzldcwhvgjp6@iyuwvarncq.com
                    [home_ph] => 712-134-6558
                    [work] => 214-965-8953
                    [cell] => 814-254-5182
                    [years_residence] => 2
                    [address] => 90008 212th
                    [city] => Imalone
                    [state] => TN
                    [zip] => 51758
                    [employer] => Assad's Camel Rehumping
                    [monthly_income] => 3003
                    [emp_status] => 5
                    [jobtitle] => Servant
                    [emp_started_on] => 05/31/2010
                    [income_other] => 573
                    [inco_borrower_other_src] => Hobby Trading
                    [own_rent] => 3
                    [monthly_housing] => 1432
                    [ref_fname] => Howard6
                    [ref_lname] => Jones6
                    [ref_addr] => 02835 Main Street
                    [ref_city] => San Francisco
                    [ref_state] => OK
                    [ref_zip] => 80909
                    [ref_phone] => 964-838-2628
                    [ref_relation] => 2
                    [co_borrower_fname] => Darth6
                    [co_borrower_mname] => R
                    [co_borrower_lname] => Smith6
                    [co_borrower_ssn] => 941-58-4921
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1973
                    [co_borrower_email] => xmvrab6@cltveowd.com
                    [co_borrower_home_ph] => 468-253-4756
                    [co_borrower_work] => 116-495-2452
                    [co_borrower_cell] => 445-331-6849
                    [co_borrower_years_residence] => 2
                    [co_borrower_address] => 52697 Third Street
                    [co_borrower_city] => Good Intent
                    [co_borrower_state] => MO
                    [co_borrower_zip] => 36425
                    [co_borrower_employer] => Outback
                    [co_borrower_monthly_income] => 4138
                    [co_borrower_emp_status] => 5
                    [co_borrower_jotitle] => Legend
                    [co_borrower_emp_started_on] => 05/31/2016
                    [co_borrower_income_other] => 205
                    [co_borrower_inco_borrower_other_src] => Selling Stuff
                    [co_borrower_own_rent] => 3
                    [co_borrower_monthly_housing] => 2821
                    [co_borrower_ref_fname] => Joe6
                    [co_borrower_ref_lname] => Skywalker6
                    [co_borrower_ref_addr] => 97550 78th
                    [co_borrower_ref_city] => Dog Town
                    [co_borrower_ref_state] => MS
                    [co_borrower_ref_zip] => 39045
                    [co_borrower_ref_phone] => 419-729-7414
                    [co_borrower_ref_relation] => 2
                )

            [6] => Array
                (
                    [loan_purpose] => Lotto Ticket Investment
                    [loan_type] => HE
                    [app_started] => 05/31/2019
                    [loan_amount] => 493531
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => 
                    [fname] => Joe7
                    [mname] => C
                    [lname] => Smith7
                    [ssn] => 585-27-2849
                    [account] => 
                    [dob] => 05/31/1987
                    [email] => vtrae7@xudzhmqgfe.com
                    [home_ph] => 672-158-1126
                    [work] => 369-484-4392
                    [cell] => 854-386-2254
                    [years_residence] => 5
                    [address] => 58578 Boring Road
                    [city] => Accident
                    [state] => SD
                    [zip] => 17458
                    [employer] => AutoZone
                    [monthly_income] => 3544
                    [emp_status] => 5
                    [jobtitle] => Servant
                    [emp_started_on] => 05/31/2012
                    [income_other] => 180
                    [inco_borrower_other_src] => Car Washing
                    [own_rent] => 2
                    [monthly_housing] => 2643
                    [ref_fname] => Susan7
                    [ref_lname] => McDonald7
                    [ref_addr] => 49612 Crooks Road
                    [ref_city] => Miami
                    [ref_state] => GA
                    [ref_zip] => 96075
                    [ref_phone] => 367-726-9487
                    [ref_relation] => 2
                    [co_borrower_fname] => Howard7
                    [co_borrower_mname] => M
                    [co_borrower_lname] => Williams7
                    [co_borrower_ssn] => 625-74-6268
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1955
                    [co_borrower_email] => clgizqrj7@bhvwunmgpj.com
                    [co_borrower_home_ph] => 111-853-3499
                    [co_borrower_work] => 994-223-4739
                    [co_borrower_cell] => 826-831-7858
                    [co_borrower_years_residence] => 4
                    [co_borrower_address] => 43998 That Street
                    [co_borrower_city] => Anytown
                    [co_borrower_state] => SD
                    [co_borrower_zip] => 40841
                    [co_borrower_employer] => Starbucks
                    [co_borrower_monthly_income] => 3861
                    [co_borrower_emp_status] => 6
                    [co_borrower_jotitle] => Dishwasher
                    [co_borrower_emp_started_on] => 05/31/2008
                    [co_borrower_income_other] => 310
                    [co_borrower_inco_borrower_other_src] => Car Washing
                    [co_borrower_own_rent] => 2
                    [co_borrower_monthly_housing] => 1945
                    [co_borrower_ref_fname] => Mary7
                    [co_borrower_ref_lname] => Skywalker7
                    [co_borrower_ref_addr] => 28572 Third Street
                    [co_borrower_ref_city] => San Francisco
                    [co_borrower_ref_state] => RI
                    [co_borrower_ref_zip] => 67070
                    [co_borrower_ref_phone] => 364-167-3732
                    [co_borrower_ref_relation] => 3
                )

            [7] => Array
                (
                    [loan_purpose] => Open Ice Cream Shop
                    [loan_type] => UL
                    [app_started] => 05/31/2019
                    [loan_amount] => 239846
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => no_CL
                    [fname] => Mary8
                    [mname] => S
                    [lname] => Johnson8
                    [ssn] => 156-59-7143
                    [account] => 
                    [dob] => 05/31/1959
                    [email] => isgyklo8@wkxyhrnbl.com
                    [home_ph] => 165-468-8922
                    [work] => 968-131-4193
                    [cell] => 521-815-9765
                    [years_residence] => 8
                    [address] => 86832 Toe Jam Hill
                    [city] => Some Town
                    [state] => AZ
                    [zip] => 82296
                    [employer] => Target
                    [monthly_income] => 1478
                    [emp_status] => 6
                    [jobtitle] => Head Mopper Upper
                    [emp_started_on] => 05/31/2008
                    [income_other] => 589
                    [inco_borrower_other_src] => Organ Sales
                    [own_rent] => 2
                    [monthly_housing] => 1900
                    [ref_fname] => Joe8
                    [ref_lname] => Addams8
                    [ref_addr] => 58476 Third Street
                    [ref_city] => Accident
                    [ref_state] => ND
                    [ref_zip] => 39015
                    [ref_phone] => 229-146-8273
                    [ref_relation] => 5
                    [co_borrower_fname] => Robert8
                    [co_borrower_mname] => Y
                    [co_borrower_lname] => Addams8
                    [co_borrower_ssn] => 647-71-3281
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1954
                    [co_borrower_email] => xheitbykq8@qkapgcjtilxnr.com
                    [co_borrower_home_ph] => 844-786-4984
                    [co_borrower_work] => 748-213-2219
                    [co_borrower_cell] => 493-855-6343
                    [co_borrower_years_residence] => 6
                    [co_borrower_address] => 41788 This Street
                    [co_borrower_city] => Nothing
                    [co_borrower_state] => MA
                    [co_borrower_zip] => 96939
                    [co_borrower_employer] => Albertson's
                    [co_borrower_monthly_income] => 3188
                    [co_borrower_emp_status] => 1
                    [co_borrower_jotitle] => Dishwasher
                    [co_borrower_emp_started_on] => 05/31/2014
                    [co_borrower_income_other] => 445
                    [co_borrower_inco_borrower_other_src] => Hobby Trading
                    [co_borrower_own_rent] => 1
                    [co_borrower_monthly_housing] => 3294
                    [co_borrower_ref_fname] => Darth8
                    [co_borrower_ref_lname] => Smith8
                    [co_borrower_ref_addr] => 66200 Main Street
                    [co_borrower_ref_city] => Anytown
                    [co_borrower_ref_state] => CA
                    [co_borrower_ref_zip] => 21436
                    [co_borrower_ref_phone] => 552-575-1794
                    [co_borrower_ref_relation] => 3
                )

            [8] => Array
                (
                    [loan_purpose] => Because I Can
                    [loan_type] => OD
                    [app_started] => 05/31/2019
                    [loan_amount] => 16451
                    [individual_joint] => 1
                    [disains] => SCD
                    [credit_ins] => SCL
                    [fname] => Susan9
                    [mname] => R
                    [lname] => Addams9
                    [ssn] => 773-22-1724
                    [account] => 
                    [dob] => 05/31/1979
                    [email] => ipjlocybqg9@crvbtfe.com
                    [home_ph] => 283-966-8865
                    [work] => 178-213-8348
                    [cell] => 185-848-9597
                    [years_residence] => 9
                    [address] => 51057 Noname Road
                    [city] => Nowhere
                    [state] => SD
                    [zip] => 50465
                    [employer] => Ace Hardware
                    [monthly_income] => 4952
                    [emp_status] => 5
                    [jobtitle] => Cook
                    [emp_started_on] => 05/31/2013
                    [income_other] => 413
                    [inco_borrower_other_src] => Hobby Trading
                    [own_rent] => 1
                    [monthly_housing] => 834
                    [ref_fname] => Leia9
                    [ref_lname] => McDonald9
                    [ref_addr] => 89472 Goa Way
                    [ref_city] => Somewhere
                    [ref_state] => WY
                    [ref_zip] => 90742
                    [ref_phone] => 944-392-9724
                    [ref_relation] => 6
                    [co_borrower_fname] => Mary9
                    [co_borrower_mname] => D
                    [co_borrower_lname] => Skywalker9
                    [co_borrower_ssn] => 336-87-9241
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1958
                    [co_borrower_email] => lxenygjbp9@tvapfsqgz.com
                    [co_borrower_home_ph] => 227-862-6547
                    [co_borrower_work] => 418-846-6157
                    [co_borrower_cell] => 268-384-8658
                    [co_borrower_years_residence] => 6
                    [co_borrower_address] => 62482 Andunder
                    [co_borrower_city] => New York
                    [co_borrower_state] => KY
                    [co_borrower_zip] => 63907
                    [co_borrower_employer] => Mobil
                    [co_borrower_monthly_income] => 2850
                    [co_borrower_emp_status] => 6
                    [co_borrower_jotitle] => Listener of the Universe
                    [co_borrower_emp_started_on] => 05/31/2010
                    [co_borrower_income_other] => 486
                    [co_borrower_inco_borrower_other_src] => Panhandling
                    [co_borrower_own_rent] => 1
                    [co_borrower_monthly_housing] => 2209
                    [co_borrower_ref_fname] => Mary9
                    [co_borrower_ref_lname] => Jones9
                    [co_borrower_ref_addr] => 04550 Third Street
                    [co_borrower_ref_city] => Anytown
                    [co_borrower_ref_state] => KS
                    [co_borrower_ref_zip] => 04783
                    [co_borrower_ref_phone] => 635-581-5496
                    [co_borrower_ref_relation] => 5
                )

            [9] => Array
                (
                    [loan_purpose] => Fur Coat
                    [loan_type] => SC
                    [app_started] => 05/31/2019
                    [loan_amount] => 161729
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => no_CL
                    [fname] => John10
                    [mname] => M
                    [lname] => Johnson10
                    [ssn] => 569-45-2251
                    [account] => 
                    [dob] => 05/31/1978
                    [email] => estub10@vbsnzraux.com
                    [home_ph] => 885-574-3336
                    [work] => 994-939-9757
                    [cell] => 758-162-1133
                    [years_residence] => 6
                    [address] => 43295 This Street
                    [city] => Dog Town
                    [state] => NC
                    [zip] => 10023
                    [employer] => Ace Hardware
                    [monthly_income] => 3865
                    [emp_status] => 2
                    [jobtitle] => Maid
                    [emp_started_on] => 05/31/2012
                    [income_other] => 53
                    [inco_borrower_other_src] => Yard Work
                    [own_rent] => 2
                    [monthly_housing] => 2697
                    [ref_fname] => Leia10
                    [ref_lname] => Williams10
                    [ref_addr] => 41507 This Street
                    [ref_city] => Somewhere
                    [ref_state] => MN
                    [ref_zip] => 29867
                    [ref_phone] => 992-776-4361
                    [ref_relation] => 4
                    [co_borrower_fname] => Howard10
                    [co_borrower_mname] => P
                    [co_borrower_lname] => Addams10
                    [co_borrower_ssn] => 676-85-7996
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1980
                    [co_borrower_email] => mpaysbjh10@jnsqtguzmbl.com
                    [co_borrower_home_ph] => 473-582-1554
                    [co_borrower_work] => 817-944-2175
                    [co_borrower_cell] => 319-847-6831
                    [co_borrower_years_residence] => 1
                    [co_borrower_address] => 33968 That Street
                    [co_borrower_city] => Miami
                    [co_borrower_state] => SD
                    [co_borrower_zip] => 41708
                    [co_borrower_employer] => Starbucks
                    [co_borrower_monthly_income] => 3860
                    [co_borrower_emp_status] => 5
                    [co_borrower_jotitle] => Waiter
                    [co_borrower_emp_started_on] => 05/31/2005
                    [co_borrower_income_other] => 424
                    [co_borrower_inco_borrower_other_src] => Shares Interest
                    [co_borrower_own_rent] => 2
                    [co_borrower_monthly_housing] => 839
                    [co_borrower_ref_fname] => Jean10
                    [co_borrower_ref_lname] => Skywalker10
                    [co_borrower_ref_addr] => 81191 That Street
                    [co_borrower_ref_city] => New York
                    [co_borrower_ref_state] => WI
                    [co_borrower_ref_zip] => 01148
                    [co_borrower_ref_phone] => 839-496-7929
                    [co_borrower_ref_relation] => 6
                )

            [10] => Array
                (
                    [loan_purpose] => Pay off spouse
                    [loan_type] => SS
                    [app_started] => 05/31/2019
                    [loan_amount] => 206336
                    [individual_joint] => 3
                    [disains] => 
                    [credit_ins] => JCL
                    [fname] => Mary11
                    [mname] => D
                    [lname] => Smith11
                    [ssn] => 992-59-1223
                    [account] => 
                    [dob] => 05/31/1961
                    [email] => lhvqy11@wxygjeaoc.com
                    [home_ph] => 562-649-6428
                    [work] => 172-799-7624
                    [cell] => 127-992-1592
                    [years_residence] => 6
                    [address] => 20720 78th
                    [city] => Mystic
                    [state] => FL
                    [zip] => 50320
                    [employer] => Nordstrom's
                    [monthly_income] => 4276
                    [emp_status] => 5
                    [jobtitle] => Maid
                    [emp_started_on] => 05/31/2005
                    [income_other] => 551
                    [inco_borrower_other_src] => Shares Interest
                    [own_rent] => 1
                    [monthly_housing] => 1684
                    [ref_fname] => Jean11
                    [ref_lname] => McDonald11
                    [ref_addr] => 33264 Harms Way
                    [ref_city] => New York
                    [ref_state] => WY
                    [ref_zip] => 86377
                    [ref_phone] => 949-958-5385
                    [ref_relation] => 2
                    [co_borrower_fname] => Howard11
                    [co_borrower_mname] => E
                    [co_borrower_lname] => Addams11
                    [co_borrower_ssn] => 492-13-8656
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1962
                    [co_borrower_email] => eubjwyax11@ucjadkpwg.com
                    [co_borrower_home_ph] => 912-898-7753
                    [co_borrower_work] => 254-219-4819
                    [co_borrower_cell] => 852-827-2127
                    [co_borrower_years_residence] => 7
                    [co_borrower_address] => 58962 Noname Road
                    [co_borrower_city] => Peculiar
                    [co_borrower_state] => VA
                    [co_borrower_zip] => 87526
                    [co_borrower_employer] => Target
                    [co_borrower_monthly_income] => 806
                    [co_borrower_emp_status] => 5
                    [co_borrower_jotitle] => Project Manager
                    [co_borrower_emp_started_on] => 05/31/2017
                    [co_borrower_income_other] => 294
                    [co_borrower_inco_borrower_other_src] => Car Washing
                    [co_borrower_own_rent] => 3
                    [co_borrower_monthly_housing] => 3465
                    [co_borrower_ref_fname] => Robert11
                    [co_borrower_ref_lname] => McDonald11
                    [co_borrower_ref_addr] => 07183 Boring Road
                    [co_borrower_ref_city] => Embarrassment
                    [co_borrower_ref_state] => VT
                    [co_borrower_ref_zip] => 96506
                    [co_borrower_ref_phone] => 412-461-4351
                    [co_borrower_ref_relation] => 4
                )

            [11] => Array
                (
                    [loan_purpose] => Pay off spouse
                    [loan_type] => UT
                    [app_started] => 05/31/2019
                    [loan_amount] => 464368
                    [individual_joint] => 3
                    [disains] => no_CD
                    [credit_ins] => 
                    [fname] => Susan12
                    [mname] => B
                    [lname] => Addams12
                    [ssn] => 682-76-5176
                    [account] => 
                    [dob] => 05/31/1961
                    [email] => sqawyh12@zotedpbj.com
                    [home_ph] => 233-939-1251
                    [work] => 843-351-2272
                    [cell] => 683-565-4884
                    [years_residence] => 7
                    [address] => 86359 Laughter Lane
                    [city] => Some Town
                    [state] => KS
                    [zip] => 04160
                    [employer] => Wal-Mart
                    [monthly_income] => 4081
                    [emp_status] => 1
                    [jobtitle] => Waiter
                    [emp_started_on] => 05/31/2006
                    [income_other] => 327
                    [inco_borrower_other_src] => Yard Sale
                    [own_rent] => 2
                    [monthly_housing] => 893
                    [ref_fname] => Joe12
                    [ref_lname] => Jones12
                    [ref_addr] => 42052 Noname Road
                    [ref_city] => Imalone
                    [ref_state] => WI
                    [ref_zip] => 15856
                    [ref_phone] => 837-966-5899
                    [ref_relation] => 4
                    [co_borrower_fname] => Darth12
                    [co_borrower_mname] => V
                    [co_borrower_lname] => Johnson12
                    [co_borrower_ssn] => 923-28-9534
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1972
                    [co_borrower_email] => qmdkzuoe12@rkjhbvtfmu.com
                    [co_borrower_home_ph] => 721-588-1357
                    [co_borrower_work] => 831-948-2532
                    [co_borrower_cell] => 223-345-4557
                    [co_borrower_years_residence] => 4
                    [co_borrower_address] => 93416 Second Street
                    [co_borrower_city] => San Francisco
                    [co_borrower_state] => FL
                    [co_borrower_zip] => 16550
                    [co_borrower_employer] => Outback
                    [co_borrower_monthly_income] => 3659
                    [co_borrower_emp_status] => 1
                    [co_borrower_jotitle] => Engineer
                    [co_borrower_emp_started_on] => 05/31/2017
                    [co_borrower_income_other] => 149
                    [co_borrower_inco_borrower_other_src] => Child Support
                    [co_borrower_own_rent] => 1
                    [co_borrower_monthly_housing] => 3446
                    [co_borrower_ref_fname] => Howard12
                    [co_borrower_ref_lname] => Williams12
                    [co_borrower_ref_addr] => 96170 Goa Way
                    [co_borrower_ref_city] => Somewhere
                    [co_borrower_ref_state] => GA
                    [co_borrower_ref_zip] => 68205
                    [co_borrower_ref_phone] => 285-869-5829
                    [co_borrower_ref_relation] => 1
                )

            [12] => Array
                (
                    [loan_purpose] => Fur Coat
                    [loan_type] => UT
                    [app_started] => 05/31/2019
                    [loan_amount] => 40146
                    [individual_joint] => 1
                    [disains] => no_CD
                    [credit_ins] => SCL
                    [fname] => Susan13
                    [mname] => N
                    [lname] => Smith13
                    [ssn] => 545-68-3333
                    [account] => 
                    [dob] => 05/31/1969
                    [email] => aeioxtuk13@uhmzpeli.com
                    [home_ph] => 782-649-4362
                    [work] => 195-927-3945
                    [cell] => 456-289-8293
                    [years_residence] => 6
                    [address] => 24403 First Street
                    [city] => Somewhere
                    [state] => RI
                    [zip] => 32320
                    [employer] => Target
                    [monthly_income] => 4479
                    [emp_status] => 1
                    [jobtitle] => Clock Watcher
                    [emp_started_on] => 05/31/2015
                    [income_other] => 531
                    [inco_borrower_other_src] => Shares Interest
                    [own_rent] => 2
                    [monthly_housing] => 2258
                    [ref_fname] => Robert13
                    [ref_lname] => Skywalker13
                    [ref_addr] => 05635 Second Street
                    [ref_city] => Mystic
                    [ref_state] => KY
                    [ref_zip] => 36399
                    [ref_phone] => 536-591-6517
                    [ref_relation] => 2
                    [co_borrower_fname] => Darth13
                    [co_borrower_mname] => O
                    [co_borrower_lname] => Jones13
                    [co_borrower_ssn] => 494-57-8738
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1974
                    [co_borrower_email] => vpazbt13@nywghsjd.com
                    [co_borrower_home_ph] => 687-783-6611
                    [co_borrower_work] => 788-728-8666
                    [co_borrower_cell] => 658-376-1357
                    [co_borrower_years_residence] => 5
                    [co_borrower_address] => 60532 Booger Hollow Road
                    [co_borrower_city] => Seattle
                    [co_borrower_state] => MO
                    [co_borrower_zip] => 81836
                    [co_borrower_employer] => Bi-Mart
                    [co_borrower_monthly_income] => 3975
                    [co_borrower_emp_status] => 1
                    [co_borrower_jotitle] => Visionary Development
                    [co_borrower_emp_started_on] => 05/31/2017
                    [co_borrower_income_other] => 41
                    [co_borrower_inco_borrower_other_src] => Tips
                    [co_borrower_own_rent] => 2
                    [co_borrower_monthly_housing] => 2924
                    [co_borrower_ref_fname] => Robert13
                    [co_borrower_ref_lname] => Williams13
                    [co_borrower_ref_addr] => 47017 This Street
                    [co_borrower_ref_city] => Imalone
                    [co_borrower_ref_state] => CO
                    [co_borrower_ref_zip] => 58474
                    [co_borrower_ref_phone] => 442-714-7754
                    [co_borrower_ref_relation] => 4
                )

            [13] => Array
                (
                    [loan_purpose] => House
                    [loan_type] => HE
                    [app_started] => 05/31/2019
                    [loan_amount] => 314509
                    [individual_joint] => 1
                    [disains] => SCD
                    [credit_ins] => 
                    [fname] => Darth14
                    [mname] => A
                    [lname] => McDonald14
                    [ssn] => 592-61-1325
                    [account] => 
                    [dob] => 05/31/1959
                    [email] => gomplza14@oucdrmqnbjv.com
                    [home_ph] => 868-767-1768
                    [work] => 777-697-7743
                    [cell] => 675-385-5632
                    [years_residence] => 1
                    [address] => 51769 That Street
                    [city] => San Diego
                    [state] => MA
                    [zip] => 74085
                    [employer] => Wendy's
                    [monthly_income] => 2196
                    [emp_status] => 5
                    [jobtitle] => Fixer
                    [emp_started_on] => 05/31/2018
                    [income_other] => 170
                    [inco_borrower_other_src] => Newspaper Delivery
                    [own_rent] => 3
                    [monthly_housing] => 3193
                    [ref_fname] => Howard14
                    [ref_lname] => Smith14
                    [ref_addr] => 02143 Noname Road
                    [ref_city] => Desperation
                    [ref_state] => WY
                    [ref_zip] => 15045
                    [ref_phone] => 645-337-7789
                    [ref_relation] => 5
                    [co_borrower_fname] => John14
                    [co_borrower_mname] => E
                    [co_borrower_lname] => Williams14
                    [co_borrower_ssn] => 822-73-9294
                    [co_borrower_account] => 
                    [co_borrower_dob] => 05/31/1966
                    [co_borrower_email] => zfeiyabsrtq14@ayuomnq.com
                    [co_borrower_home_ph] => 453-551-7844
                    [co_borrower_work] => 245-588-5645
                    [co_borrower_cell] => 175-686-7618
                    [co_borrower_years_residence] => 9
                    [co_borrower_address] => 70969 Main Street
                    [co_borrower_city] => Desperation
                    [co_borrower_state] => NE
                    [co_borrower_zip] => 27030
                    [co_borrower_employer] => Nordstrom's
                    [co_borrower_monthly_income] => 1627
                    [co_borrower_emp_status] => 5
                    [co_borrower_jotitle] => Minion
                    [co_borrower_emp_started_on] => 05/31/2008
                    [co_borrower_income_other] => 195
                    [co_borrower_inco_borrower_other_src] => Yard Work
                    [co_borrower_own_rent] => 3
                    [co_borrower_monthly_housing] => 1034
                    [co_borrower_ref_fname] => Mary14
                    [co_borrower_ref_lname] => McDonald14
                    [co_borrower_ref_addr] => 69490 Harms Way
                    [co_borrower_ref_city] => Toast
                    [co_borrower_ref_state] => HI
                    [co_borrower_ref_zip] => 13878
                    [co_borrower_ref_phone] => 194-341-8891
                    [co_borrower_ref_relation] => 1
                )

            [14] => Array
                (
                )

        )

)

Here is a broken version, with only one line missing a column (took out "Mary8," from line 9.)

Array
(
    [errors] => Array
        (
            [0] => 
                The data length is incorrect, please check the CSV file.
                The columns in the header MUST match the columns in the data rows.

        )

    [data] => Array
        (
        )

)